Payment comparison
Put the current and proposed mortgage payments side by side.
Coming SoonCalculators
Homeowner planning
Refinance Break-Even Calculator
Make refinance conversations easier with a clear payment and break-even comparison.
Compare an existing mortgage with a proposed refinance, estimate monthly-payment changes and show how long it may take to recover refinancing costs.
Coming soon to Wix. Explore the features and pricing now; the install button will appear here automatically when the app becomes available.
What it does
A focused workflow with room to grow
Compare an existing mortgage with a proposed refinance, estimate monthly-payment changes and show how long it may take to recover refinancing costs.
Break-even timing
Estimate how long monthly savings may take to recover refinance costs.
Advanced assumptions
Pro adds points, financed costs, cash-out, hold-period analysis and balance-adjusted break-even.
Shareable workflow
Paid plans support scenario comparison and result sharing, with optional lead capture at the top tier.
Plans
Start with the core product and add workflow depth when you need it.
Compare the included features, plan limits and current pricing to choose the level that fits your business.
Free
$0 forever
- Refinance Calculator
- Payment Compare
- Simple break-even
- Basic Styling
- Localization
Pro
$4.99 / month
$49/year
- Advanced Styling
- Balance-adjusted break-even
- Hold Period Analysis
- Points
- Finance Costs
- Cash Out
Pro Leads
$8.99 / month
$89/year
- Lead Capture
- Email Results
- Lead Dashboard
- CSV export
- Webhooks
FAQ
Common questions about Refinance Break-Even Calculator
What is the break-even point?
It is an estimate of how long payment savings may take to offset the costs associated with refinancing.
Can the calculator model cash-out refinancing?
Yes. Cash-out and other advanced refinance assumptions are included in Pro.
Does it recommend whether someone should refinance?
No. It presents estimates and comparisons; the visitor decides how those results fit their circumstances.
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